Terms of service

1. GENERAL TERMS AND CONDITIONS

2. ACCOUNTS

3. SUBMITTING AN APPLICATION

4. GENERAL USE OF THE SERVICE

5. Your Responsibilities.

6. USER CONTENT; LICENSE TO Ficto; FEEDBACK

7. Subscriptions, Payment Terms, and Order Processing

8. EXTERNAL WEBSITES.

9. TERM AND TERMINATION

10. INTELLECTUAL PROPERTY POLICY

11. LIMITATIONS ON LIABILITY AND WARRANTY DISCLAIMER

12. DISPUTE RESOLUTION

13. Governing Law; Choice of Forum

14. INDEMNITY

15. CONSENT TO ELECTRONIC COMMUNICATIONS

16. GENERAL